GJH Pensions

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Pensions Blog

I’m excited to announce that GJH Pensions Limited have agreed an introducer agreement with Quilter Private Client Advisers (Quilter PCA).

There has been a sharpened focus on regulated advice around pensions – namely as a result of the increase in DB to DC transfers. Indeed, an article in Corporate Adviser...

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Pre-budget preparation for the pensions fraternity is ordinarily a stressful affair. Whispers of anticipated budget changes often morph into shameless gossip columns, resulting in the pensions industry adopting the brace position for impact.    

I’m wary of speculation. After all, in the financial sense at...

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If 2017 is anywhere near as turbulent as 2016 then we are in for a treat. Results of the EU referendum declared our tiny island will stand on its own two feet; the American president-elect is a billionaire tycoon / reality TV star; and Leicester City won the Premier League (no Arsenal jokes, please).

While...

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Salary sacrifice, or as I prefer, salary exchange, is the single biggest win:win employee benefit an organisation can offer. However, there is a particularly interesting moral argument to be had – specific to the charitable sector. Before we engage in ethical debate, I should warrant my chosen definition of ‘...

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The pensions readiness crisis in the UK may look worrying, but spare a thought for the US population, where the statistics are frightening.

Roughly 55 million American employees don’t have access to a workplace pension, around 55 per cent of households age 55 to 64 have savings of less than £19,000, and of...

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The media love to Budget Bash, and the commentary following the March 2016 Budget has been no different. This time, it is poor Lisa that has felt the brunt of such flippant retort.

LISA (Lifetime ISA) is simply an alternative option to paying into a pension – the main difference being that tax relief is...

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The Pensions and Lifetime Savings Association, formerly the National Association of Pension Funds, recently hosted a free seminar for charities in recognition of the pension difficulties the third sector are facing. If that wasn’t exciting enough, I was invited to present and take questions on...

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If employers spent as much time concerned with their DC provision, as they did their DB arrangements, we would have a population more turned on by saving for retirement. Organisations spend a disproportionate amount of time governing their DB schemes, rather than promoting their DC offering – this is despite the...

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